Payments by installments into the fashion world

Have you ever thought ‘my closet is full of rags’? I have, very frequently. Before I moves to Milan to live on my own, I was a real shopaholic, I kept bringing home every kind of new clothes and shoes every week. Little did I care if they suit me weel or not, if I was ever even gonna wear them or not, everytime I passed by a store I compulsively entered and grabbed something along the way.

Things are different today, trying make a living really held back my need for new unnecessary purchases, thus making me a much smarter shopper. Actually, before committing to buy something I always wonder : 1) does it really suit me?; 2) will I have the chance to wear it more than once?; 3) how’s the quality-price rate? If the answer to all 3 isn’t ‘yes’, then I don’t buy it.

‘Good, so what’s the big deal?’ you may wonder. The deal is that, despite my efforts to apply the three smart shopper rules, once the season is over, I find myself with a big bag of clothes to either give or throw away.

A few days ago, after setting my closet up for the summer season I told myself

‘Demetra, what if you just quit buying clothes and accessories from Zara and H&M and start saving up to buy some high quality stuff? wouldn’t it just be better?’

So I tried to answer this question, though to no avail. I tried to approximately calculate the amount of money I spend in a year time for clothes and to use that to buy one or two dressed I really loathe, though I shall save up for at least 3 years in a raw. I tried to imagine to be able to freeze time and steal everything from Montenapoleone boutiques and one minute later I quit daydreaming. I thought I could win the lottery, but -give the chances- I gave up.

Yesterday though, an intuition just crossed my mind : what if fashion maison started to sell their creations by installments, wouldn’t be much easier?

Just think about how cool it would be to pay for an Yves Saint Laurent dress only 25 euros a month at an interest free rate or an Hermes bag for 10 euros a month at a variable rate? More buyers for th designers and more clotes and accessories for us!

All in all, with this post, I’m asking all the readers who agree with the suggestion to introduce payments by installments into the fashion world, to leave a comment, we could do a petition!

“Demetra, e se la smettessi di comprare vestiti e accessori da Zara e H&M e iniziassi a risparmiare per comprare abiti di alta qualità? Non sarebbe meglio?”

Proprio ieri, però, un’idea mi ha folgorato il cervello: e se le maison iniziassero a vendere le loro creazioni a rate, non sarebbe tutto più semplice?

Images: Ambre Mon Cherie (Rock Avec Moi)
Translation: Anna Clara Caimi